Why Healthcare Costs Keep Rising
Maybe you get your healthcare through your employer or your spouse’s employer. Maybe you are a business owner and have employees you care about. Maybe you know someone whose job title is Benefit Manager or Chief People Officer. These HR (Human Resources) roles help companies decide what compensation and benefits programs to offer to employees in return for their services, as well as other aspects of the employee experience.
The knock-on effect will be reduced premiums for everyone as the insurance market is forced to meet the demand of the new health paradigm.
Over 80 million people in the US get their healthcare through their employer. In many other countries the employer-provided plan is still a large part of the package. Employers therefore have a huge influence on how employees utilize healthcare.
It’s the employers that I’m trying to mobilize to change the conversation around health. I’d love it if you could help me by sharing this article.
The Get Off Pharma Masterclass
Every year, employers are asked to do the impossible:
Lower healthcare costs.
Improve outcomes.
Support wellbeing.
And somehow… do it inside the same system that created the problem.
Here’s the uncomfortable truth I’ve learned as an actuary and consultant:
You can’t drug your way out of chronic disease. And you can’t “perk” your way out with step challenges and wellness weeks.
The biggest lever in healthcare spend isn’t cheaper drugs.
It’s fewer drugs.
And while reducing the pharmaceutical spend (often up to 25% of total healthcare costs) would make an immediate dent, it’s not the only result. Getting employees off the drugs enables a focus on actually reversing the symptoms through identifying root-causes and addressing them through lifestyle, nutrition and other natural modalities that work with the body not against it. Thereby reducing overall utilization of doctors’ visits, testing, procedures and surgeries: improving overall health.
Sounds too good to be true?
That’s why I created the Get Off Pharma Masterclass — to show what happens when organizations stop managing symptoms and start addressing root causes.
In the session, I share:
- The actuarial logic behind reducing utilization (not renegotiating it)
- Why insulin resistance and metabolic dysfunction are silent cost drivers
- Five of the most common (and expensive) diagnosis categories and how to better address each with real health solutions now available in the market
- What a true wellness-first model looks like in practice
- How some employers are lowering spend and improving health
This isn’t theory.
It’s what works when you zoom out and tell the truth.
Check it out for more details. Register to access the recording.
